• Oceanic Homes Savings Account
This is a special purpose account that encourages individuals to create for themselves a savings portfolio of funds which serves as a ready purse to meet future obligations. Savings account with Oceanic Homes offers adequate security of funds, extremely rewarding interest rate, easy accessibility, good customer relations and so on. This Account is accessible on-line at all our branch locations.

• Oceanic Homes Current Account
This is a checking account that offers a great deal of flexibility to the customer. The account permits third-party transactions. Customers can always on the basis of this account obtain bank references from Oceanic Homes. This account offers the traditional Oceanic promise of service excellence and relationship management at all levels.

• Oceanic Homes Flexi-Savings Account
This variant of the savings account offers a great deal of flexibility from the savings account for limited transactions such as funds transfer, standing orders, issuance of bank drafts, and even a higher interest rate than the traditional savings account.

• Oceanic Homes NHF Target Account
This account is designed for customers who wish to access the National Housing Trust Fund of the Federal Government of Nigeria which is c&_m&_a_&istered by the Federal Mortgage Bank of Nigeria. The current maximum available facility is Five Million Naira and customers only need to contribute at least 10% of the amount they intend to access which can only be done once in a life time.

Oceanic Homes Savings and Loans Limited has set up a dedicated desk which handles such transactions including the provision of advisory services and limited consultancy in order to aid the customer’s application process as well as expectation management

• Oceanic Homes Land Purchase Account
For customers who are interested in buying a piece of undeveloped land for immediate or future use, whether for commercial or personal residential purposes, the Land Purchase Account is specially designed with features that will assist the customer save up to the recommended equity contribution for the land or even save for an outright purchase of the property. This account assists the customer in the purchase process with specialist features like legal and corporate search on ownership, title verification, and survey and agency services.

This special account allows the customer a lot of comfort in land purchase related transactions because of the rampant fraudulent land purchase. Consequently, the OCHOME LAPA Account protects the customer from potential fraudsters.

• Oceanic Homes Home Assurance Account
If you have a dream home project, Oceanic Homes provides this special account for customers to save up to the desired amount for acquiring such houses. This is suitable for a first home buyer who wishes to run a home-owner and occupier scheme for an estate development, or an individually completed house. The account also doubles as a facility account in the case where a customer desires to access a mortgage to acquire such a home. This account also accommodates professional services such as property valuation, title confirmations, legal and other constitutional verifications, registrations and so on.

• Oceanic Homes Investment Account
This account offers the discerning investor the opportunity of investing in very low risk investments at extremely favourable, friendly and surprisingly competitive market rates and offers exceptional returns on investments.

• Oceanic Homes Staff Mortgage Account
The staff mortgage account is a special scheme that is designed for corporate organisations, unions, associations, cooperative societies and so on to collaboratively provide mortgages for their members at extremely favourable rate. This special account is a unique hybrid of the Home ownership account and the investment account that allows customers to further negotiate the terms rates for mortgages on behalf of their members

This groundbreaking scheme has already been implemented and currently being enjoyed by customers of Oceanic Homes Savings & Loans Limited in Abuja and in Lagos

• Oceanic Homes Home Improvement Account
The home improvement account is the special consumer finance facility that allows customers to acquire household items and other limited luxury goods. The idea for this product is to assist the customer leverage on the acquisition of a property to properly furnish and equip the occupants of the home to selected taste.

Under this scheme, customers may acquire such items as electronic gadgets, kitchen equipment, cars, upholstery just to mention a few at extremely favourable prices.